Terms & Services

1. Service Overview

iGoMortgage provides educational and advisory support related to mortgage products, financing pathways, and application readiness. Information provided is general in nature and does not constitute legal, tax, accounting, or guaranteed lending approval advice.

2. Eligibility and User Commitments

Users agree to provide accurate information during inquiries and appointments, maintain account confidentiality where applicable, and avoid misrepresentation of financial or identity details. You are responsible for activity submitted using your credentials.

3. Mortgage Information Disclaimer

Rates, terms, approvals, and product availability may vary by market conditions, borrower profile, lender criteria, and regulatory requirements. Examples and estimates are illustrative unless explicitly stated otherwise.

4. No Guaranteed Outcome

Submission of inquiries, completion of consultations, or use of planning resources does not guarantee pre-approval, final approval, funding, or specific rate outcomes. Lending decisions are determined by authorized lending institutions and underwriting standards.

5. Third-Party Lender Relationships

Some services may involve coordination with third-party lenders, processors, or partners. iGoMortgage is not responsible for third-party system outages, independent policy changes, or delays outside direct operational control.

6. User Conduct and Platform Use

You agree not to misuse website features, submit false or harmful content, attempt unauthorized access, or interfere with website operation. Abusive, unlawful, or deceptive conduct is prohibited.

7. Intellectual Property Rights

All site content, educational materials, branding assets, and advisory frameworks are owned by iGoMortgage or licensors. Personal informational use is permitted; unauthorized republication or commercial distribution is prohibited.

8. Communications and Notices

By submitting forms, you consent to receiving service-related communications by email regarding your request, appointments, support status, and policy updates. Optional marketing preferences may be managed via subscribe/unsubscribe pages.

9. Fees and Cost Transparency

Where applicable, service-related costs, third-party processing fees, and estimated closing expenses are presented as transparently as possible. Final costs may vary based on lender underwriting and transaction-specific conditions.

10. Limitation of Liability

To the maximum extent permitted by law, iGoMortgage is not liable for indirect, incidental, or consequential losses arising from use of website content, advisory materials, or third-party lending decisions. Aggregate liability for direct claims is limited to fees paid for the specific service where allowed.

11. Indemnification

You agree to indemnify iGoMortgage against claims or losses arising from misuse of services, violation of these terms, or infringement of rights caused by your actions.

12. Governing Law and Dispute Handling

These terms are interpreted under applicable U.S. legal standards and jurisdictional requirements. Parties agree to attempt good-faith dispute resolution before escalation, subject to mandatory legal rights.

13. Severability and Revisions

If any provision is deemed unenforceable, remaining terms continue in effect. We may revise these terms to reflect legal, operational, or policy updates. Continued use indicates acceptance of updated terms where legally valid.